Alexandria, LA · Charter 62438
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.46% | 0.60% | 0.60% | 0.46% | 0.38% | 0.48% | 0.86% | 0.81% | +34 bps | |
| Return on Equity | 3.48% | 4.33% | 4.85% | 3.42% | 2.79% | 3.54% | 6.29% | 5.78% | +235 bps | |
| Net Interest Margin | 3.02% | 3.19% | 3.09% | 3.25% | 3.31% | 3.32% | 3.36% | 3.57% | +32 bps | |
| Efficiency Ratio | 87.62% | 84.56% | 83.02% | 86.67% | 86.74% | 84.91% | 77.30% | 78.58% | -808 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.69% | 1.53% | 3.63% | 2.63% | 1.09% | 4.50% | 1.86% | 1.72% | -91 bps | |
| Loan Growth (YoY) | 1.71% | 2.09% | 0.48% | 0.87% | 1.38% | 0.93% | 2.29% | -2.53% | -340 bps | |
| Share Growth (YoY) | 2.20% | 1.23% | 3.49% | 2.25% | 1.04% | 4.53% | 1.63% | 1.36% | -89 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.13% | 1.88% | 2.23% | 1.97% | 1.74% | 1.90% | 1.92% | 0.28% | -169 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.10% | 13.89% | 12.38% | 13.54% | 13.68% | 13.61% | 13.63% | 13.96% | +42 bps | |
| Net Worth / Assets | 13.10% | 13.89% | 12.38% | 13.54% | 13.68% | 13.61% | 13.63% | 13.96% | +42 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 67.13% | 68.84% | 64.59% | 66.92% | 67.35% | 66.47% | 65.00% | 64.34% | -257 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |