Alexandria, LA · Charter 62438
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
39
Asset Quality
81
Profitability
55
Liquidity
79
Efficiency
66
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Alexandria, LA · Charter 62438
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.46% | 0.38% | 0.48% | 0.86% | 0.81% | +34 bps | |
| Return on Equity | 3.42% | 2.79% | 3.54% | 6.29% | 5.78% | +235 bps | |
| Net Interest Margin | 3.25% | 3.31% | 3.32% | 3.36% | 3.57% | +32 bps | |
| Efficiency Ratio | 86.67% | 86.74% | 84.91% | 77.30% | 78.58% | -808 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.63% | 1.09% | 4.50% | 1.86% | 1.72% | -91 bps | |
| Loan Growth (YoY) | 0.87% | 1.38% | 0.93% | 2.29% | -2.53% | -340 bps | |
| Share Growth (YoY) | 2.25% | 1.04% | 4.53% | 1.63% | 1.36% | -89 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.97% | 1.74% | 1.90% | 1.92% | 0.28% | -169 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.54% | 13.68% | 13.61% | 13.63% | 13.96% | +42 bps | |
| Net Worth / Assets | 13.54% | 13.68% | 13.61% | 13.63% | 13.96% | +42 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 66.92% | 67.35% | 66.47% | 65.00% | 64.34% | -257 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Alexandria, LA · Charter 62438 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
Return on Assets
0.80%
Rank 21 of 57
Net Interest Margin
3.57%
Rank 42 of 57
Efficiency Ratio
78.58%
Rank 20 of 56
Equity / Assets
13.96%
Rank 35 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.80% | 0.18% | 0.61% | 1.03% | Beats 63% | 21 / 57 | |
| Return on Equity | 5.76% | 0.88% | 3.71% | 5.62% | Beats 77% | 13 / 57 | |
| Net Interest Margin | 3.57% | 3.51% | 3.94% | 4.60% | Beats 26% | 42 / 57 | |
| Efficiency Ratio | 78.58% | 76.49% | 84.29% | 92.65% | Beats 66% | 20 / 56 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.28% | 0.35% | 1.18% | 2.04% | Beats 81% | 12 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 13.96% | 11.86% | 15.46% | 23.44% | Beats 39% | 35 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 13.96% | 11.86% | 15.46% | 23.44% | Beats 39% | 35 / 57 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 64.34% | 55.77% | 71.07% | 79.18% | 40th pctl | 34 / 57 | |
| Loans / Assets | 55.19% | 44.60% | 59.45% | 67.17% | 40th pctl | 34 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||