Louisville Federal
Louisville, KY · Charter 62433 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$37.2MAssets
$9.9MLoans
$29.6MShares
$7.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 87% of credit unions under $1B in assets (rank 223 of 1683).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets (rank 1616 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.53%
Rank 1,090 of 1,683
Net Interest Margin
2.50%
Rank 1,616 of 1,683
Efficiency Ratio
78.98%
Rank 880 of 1,682
Equity / Assets
20.05%
Rank 223 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.53% | 0.35% | 0.74% | 1.18% | Beats 35% | 1,090 / 1,683 | |
| Return on Equity | 2.66% | 2.67% | 5.89% | 8.74% | Beats 25% | 1,266 / 1,681 | |
| Net Interest Margin | 2.50% | 3.31% | 3.82% | 4.32% | Beats 4% | 1,616 / 1,683 | |
| Efficiency Ratio | 78.98% | 68.91% | 78.20% | 86.93% | Beats 48% | 880 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.84% | 0.26% | 0.65% | 1.29% | Beats 41% | 988 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.05% | 10.44% | 12.89% | 16.53% | Beats 87% | 223 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.05% | 10.44% | 12.89% | 16.53% | Beats 87% | 223 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 33.24% | 52.61% | 69.38% | 83.50% | 7th pctl | 1,573 / 1,683 | |
| Loans / Assets | 26.50% | 44.71% | 59.18% | 70.72% | 6th pctl | 1,583 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |