PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Du Pont Employees

Fort Madison, IA · Charter 62429

NCUA · 1 branch

Q2 2026

$6.8MAssets
$4.4MLoans
$6.0MShares
$802KNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.44%, up 19 bps year over year; NIM at 2.90%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 11.83%, down 20 bps from a year ago.
  • Funding: loans stand at 73.00% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.44%+19 bps YoY

Net Interest Margin (quarter, annualized)

2.90%+9 bps YoY

Efficiency Ratio (quarter, annualized)

50.97%-489 bps YoY

Net Worth / Assets

11.83%-20 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.25%1.33%0.62%1.45%1.44%+19 bps
Return on Equity10.37%10.54%5.25%12.35%12.15%+178 bps
Net Interest Margin2.81%2.97%2.20%2.83%2.90%+9 bps
Efficiency Ratio55.86%55.43%71.97%49.20%50.97%-489 bps
Growth
Asset Growth (YoY)9.43%4.25%2.29%2.59%3.47%-596 bps
Loan Growth (YoY)2.44%4.66%8.99%8.82%4.38%+194 bps
Share Growth (YoY)10.09%4.17%2.32%2.76%3.72%-636 bps
Asset Quality
Delinquent Loans / Loans0.00%1.07%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.51%0.30%0.23%0.33%0.43%-8 bps
Capital
Risk-Based Capital12.02%12.65%11.87%11.75%11.83%-20 bps
Net Worth / Assets12.02%12.65%11.87%11.75%11.83%-20 bps
Liquidity & Funding
Loans / Shares72.53%77.35%77.39%72.16%73.00%+46 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps