Du Pont Employees
Fort Madison, IA · Charter 62429 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$6.8MAssets
$4.4MLoans
$6.0MShares
$802KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 90% of credit unions under $1B in assets (rank 1507 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.45%
Rank 271 of 1,683
Net Interest Margin
2.89%
Rank 1,507 of 1,683
Efficiency Ratio
51.52%
Rank 76 of 1,682
Equity / Assets
11.83%
Rank 1,022 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.45% | 0.35% | 0.74% | 1.18% | Beats 84% | 271 / 1,683 | | |
| Return on Equity | 12.22% | 2.67% | 5.89% | 8.74% | Beats 92% | 128 / 1,681 | | |
| Net Interest Margin | 2.89% | 3.31% | 3.82% | 4.32% | Beats 10% | 1,507 / 1,683 | | |
| Efficiency Ratio | 51.52% | 68.91% | 78.20% | 86.93% | Beats 96% | 76 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.83% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,022 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.83% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,022 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.00% | 52.61% | 69.38% | 83.50% | 57th pctl | 727 / 1,683 | | |
| Loans / Assets | 64.30% | 44.71% | 59.18% | 70.72% | 61st pctl | 649 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |