Powell, OH · Charter 62406
NCUA · 8 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
23
Asset Quality
45
Profitability
48
Liquidity
68
Efficiency
33
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Powell, OH · Charter 62406
NCUA · 8 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.52% | 0.50% | 0.50% | 0.29% | 0.44% | -9 bps | |
| Return on Equity | 5.06% | 4.82% | 4.92% | 2.86% | 4.29% | -78 bps | |
| Net Interest Margin | 4.38% | 4.42% | 4.44% | 4.41% | 4.41% | +3 bps | |
| Efficiency Ratio | 86.78% | 86.47% | 85.40% | 84.96% | 83.68% | -309 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.38% | 6.70% | 8.41% | 8.38% | 5.68% | -370 bps | |
| Loan Growth (YoY) | 6.83% | 14.15% | 18.50% | 19.34% | 25.28% | +1,845 bps | |
| Share Growth (YoY) | 10.27% | 7.12% | 8.15% | 8.93% | 5.18% | -509 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.50% | 0.33% | 0.53% | 0.75% | 0.75% | +25 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.35% | 10.35% | 10.25% | 10.11% | 10.23% | -12 bps | |
| Net Worth / Assets | 10.35% | 10.35% | 10.25% | 10.11% | 10.23% | -12 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 64.42% | 70.95% | 72.97% | 73.12% | 76.73% | +1,231 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Powell, OH · Charter 62406 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
Return on Assets
0.44%
Rank 1,193 of 1,683
Net Interest Margin
4.41%
Rank 375 of 1,683
Efficiency Ratio
83.69%
Rank 1,125 of 1,682
Equity / Assets
10.23%
Rank 1,300 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.44% | 0.35% | 0.74% | 1.18% | Beats 29% | 1,193 / 1,683 | |
| Return on Equity | 4.29% | 2.67% | 5.89% | 8.74% | Beats 37% | 1,054 / 1,681 | |
| Net Interest Margin | 4.41% | 3.31% | 3.82% | 4.32% | Beats 78% | 375 / 1,683 | |
| Efficiency Ratio | 83.69% | 68.91% | 78.20% | 86.93% | Beats 33% | 1,125 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.75% | 0.26% | 0.65% | 1.29% | Beats 45% | 918 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.23% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,300 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.23% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,300 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 76.73% | 52.61% | 69.38% | 83.50% | 63rd pctl | 620 / 1,683 | |
| Loans / Assets | 67.46% | 44.71% | 59.18% | 70.72% | 68th pctl | 541 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||