B I
Sewickley, PA · Charter 6240 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$3.0MAssets
$526KLoans
$1.9MShares
$1.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 96% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 3 of 78).
- Widest gap: efficiency ratio trails 97% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 77 of 78).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.39%
Rank 58 of 78
Net Interest Margin
2.83%
Rank 65 of 78
Efficiency Ratio
118.60%
Rank 77 of 78
Equity / Assets
37.09%
Rank 3 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.39% | 0.37% | 0.83% | 1.31% | Beats 26% | 58 / 78 | | |
| Return on Equity | 1.06% | 1.73% | 5.71% | 9.08% | Beats 19% | 63 / 78 | | |
| Net Interest Margin | 2.83% | 3.17% | 3.63% | 4.21% | Beats 17% | 65 / 78 | | |
| Efficiency Ratio | 118.60% | 65.01% | 78.15% | 89.28% | Beats 3% | 77 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.80% | 0.40% | 0.84% | 1.97% | Beats 12% | 70 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 37.09% | 12.42% | 15.10% | 18.27% | Beats 96% | 3 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 37.09% | 12.42% | 15.10% | 18.27% | Beats 96% | 3 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 27.61% | 34.83% | 50.41% | 71.84% | 12th pctl | 69 / 78 | | |
| Loans / Assets | 17.30% | 29.34% | 41.02% | 56.96% | 6th pctl | 73 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |