PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Alaska Dist Engineers

Jber, AK · Charter 6237

NCUA · 1 branch

Q2 2026

$12.5MAssets
$2.5MLoans
$11.3MShares
$1.2MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.84%, up 52 bps year over year; NIM at 3.59%.
  • Asset quality: problem loans at 0.27% of loans (-8 bps YoY).
  • Capital: net worth / assets of 9.31%, up 85 bps from a year ago.
  • Funding: loans stand at 22.05% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.84%+52 bps YoY

Net Interest Margin (quarter, annualized)

3.59%+67 bps YoY

Efficiency Ratio (quarter, annualized)

78.87%-711 bps YoY

Net Worth / Assets

9.31%+85 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.33%0.53%0.40%0.81%0.84%+52 bps
Return on Equity3.89%6.33%4.99%9.94%9.07%+518 bps
Net Interest Margin2.92%2.93%2.86%3.30%3.59%+67 bps
Efficiency Ratio85.98%80.48%84.94%76.37%78.87%-711 bps
Growth
Asset Growth (YoY)0.04%3.41%5.35%6.38%-1.59%-162 bps
Loan Growth (YoY)-14.41%-7.39%-0.28%3.05%-4.55%+986 bps
Share Growth (YoY)-0.29%3.31%5.37%6.30%-2.50%-221 bps
Asset Quality
Delinquent Loans / Loans0.35%0.21%0.19%0.12%0.27%-8 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital8.46%8.43%8.08%8.15%9.31%+85 bps
Net Worth / Assets8.46%8.43%8.08%8.15%9.31%+85 bps
Liquidity & Funding
Loans / Shares22.52%22.08%20.99%20.99%22.05%-47 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps