Glenview, IL · Charter 62354
NCUA · 1 branch
Q2 2020
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2020, the quarter ended June 30, 2020, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Glenview, IL · Charter 62354
NCUA · 1 branch
Q2 2020
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2018 | Q4 2018 | Q1 2019 | Q2 2019 | Q3 2019 | Q4 2019 | Q1 2020 | Q2 2020 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.52% | 0.46% | 0.09% | 0.19% | 0.19% | 0.17% | 0.13% | 0.22% | +3 bps | |
| Return on Equity | 6.75% | 6.07% | 1.17% | 2.55% | 2.48% | 2.28% | 1.73% | 3.29% | +74 bps | |
| Net Interest Margin | 2.83% | 2.73% | 2.67% | 2.74% | 2.76% | 2.72% | 2.67% | 2.34% | -40 bps | |
| Efficiency Ratio | 86.46% | 87.80% | 93.55% | 92.29% | 93.84% | 94.61% | 100.16% | 95.13% | +285 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.32% | 1.36% | 2.51% | 3.18% | 6.16% | 3.69% | 1.11% | 12.11% | +893 bps | |
| Loan Growth (YoY) | -10.07% | -4.81% | -1.73% | -0.77% | -6.51% | -7.37% | -5.68% | -10.81% | -1,004 bps | |
| Share Growth (YoY) | -3.47% | 0.65% | 2.22% | 2.82% | 8.65% | 3.43% | 0.84% | 12.84% | +1,002 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.06% | 0.15% | 0.71% | 0.56% | 0.61% | 0.53% | 0.02% | 0.49% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.52% | 0.46% | 0.51% | 0.43% | 0.39% | 0.35% | 0.23% | 0.22% | -21 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.71% | 7.52% | 7.32% | 7.41% | 7.48% | 7.42% | 7.42% | 6.80% | -62 bps | |
| Net Worth / Assets | 7.71% | 7.52% | 7.32% | 7.41% | 7.48% | 7.42% | 7.42% | 6.80% | -62 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 31.37% | 29.85% | 27.44% | 27.77% | 27.00% | 26.73% | 25.66% | 21.95% | -582 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |