Mount Vernon, OH · Charter 62352
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.54% | 1.59% | 1.62% | 1.73% | 1.84% | +30 bps | |
| Return on Equity | 12.96% | 12.83% | 12.84% | 13.51% | 14.05% | +109 bps | |
| Net Interest Margin | 3.73% | 3.85% | 3.85% | 3.99% | 4.03% | +30 bps | |
| Efficiency Ratio | 68.09% | 68.14% | 67.35% | 65.24% | 63.92% | -416 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.31% | 8.00% | 5.40% | 4.96% | 4.45% | -286 bps | |
| Loan Growth (YoY) | 3.53% | 6.34% | 9.56% | 13.27% | 13.84% | +1,031 bps | |
| Share Growth (YoY) | 6.00% | 6.86% | 3.61% | 3.48% | 3.01% | -299 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.12% | 0.10% | 0.30% | 0.15% | 0.16% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.89% | 12.41% | 12.66% | 12.83% | 13.10% | +121 bps | |
| Net Worth / Assets | 11.89% | 12.41% | 12.66% | 12.83% | 13.10% | +121 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 61.76% | 64.41% | 64.86% | 66.40% | 68.26% | +649 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |