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Deutsche Bank Trust Company Americas

New York, NY · Cert 623 · Deutsche Bk Aktiengesellschaft

State charter, Fed member · FED · 1 branch

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=15). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

93

Q2 2024Q2 2026peer median (50)

Asset Quality

64

Q2 2024Q2 2026peer median (50)

Profitability

29

Q2 2024Q2 2026peer median (50)

Liquidity

43

Q2 2024Q2 2026peer median

Efficiency

33

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Deutsche Bank Trust Company Americas

New York, NY · Cert 623 · Deutsche Bk Aktiengesellschaft

State charter, Fed member · FED · 1 affiliate bank · 1 branch (2 in holding)

Q2 2026

$40.5BAssets
$15.5BLoans
$28.1BDeposits
$9.9BEquity
Loan mix
71%RE $6.5B27%C&I $2.5B1%Consumer $0.1BQ3 2024Q2 2026
Deposit mix
72%Interest-bearing $20.3B28%Noninterest $7.8BQ3 2024Q2 2026

Return on Assets (YTD, annualized)

0.91%-134 bps YoY

Net Interest Margin (YTD, annualized)

2.56%-48 bps YoY

Efficiency Ratio (YTD, annualized)

63.66%+2,191 bps YoY

Tier 1 Leverage Ratio

25.79%-148 bps YoY

NIM

5.58%Q2 ’244.86%Q2 ’254.20%Q2 ’26-17%-16%

Non-interest income vs. expense

2.31%Q2 ’242.44%Q2 ’252.31%Q2 ’26-118%+444%

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Return on Assets2.17%1.49%2.38%2.26%2.04%1.86%0.84%0.91%-134 bps
Net Interest Margin3.74%3.49%3.05%3.03%2.94%2.88%2.54%2.56%-48 bps
Non-Interest Burden0.51%1.35%-0.47%-0.36%0.02%0.23%1.26%1.24%+160 bps
Loan Growth (YoY)0.39%-7.30%-8.49%-3.08%-1.51%-1.14%3.15%-3.65%-57 bps
Nonperforming Loans / Loans1.28%1.77%1.76%1.46%1.45%1.09%0.99%0.92%-54 bps
Allowance / Loans0.14%0.13%0.14%0.22%0.18%0.21%0.22%0.21%-2 bps
Tier 1 Leverage Ratio26.94%25.85%27.28%27.27%25.19%25.18%25.32%25.79%-148 bps
Equity / Assets24.41%24.31%24.99%23.65%23.99%22.79%24.81%24.53%+88 bps
Liquid Assets / Assets39.29%39.19%41.43%41.41%39.50%43.50%37.96%39.62%-180 bps

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Deutsche Bank Trust Company Americas

New York, NY · Cert 623 · Peer group: banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=15) · Deutsche Bk Aktiengesellschaft

State charter, Fed member · FED · 1 affiliate bank · 1 branch (2 in holding)

Q2 2026

$40.5BAssets
$15.5BLoans
$28.1BDeposits
$9.9BEquity

Return on Assets

0.93%

Rank 10 of 15

Net Interest Margin

2.56%

Rank 8 of 15

Efficiency Ratio

63.66%

Rank 11 of 15

Equity / Assets

24.53%

Rank 1 of 15

Non-interest income vs. expense

$412.0M$890.0MINCOMEEXPENSE
Unfavorable gap of $478.0M · efficiency ratio beats 33% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area
Bank 63.66%Peer median 55.4%Q2 2025Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Return on Assets0.93%0.74%0.98%1.14%Beats 33%10 / 15
Net Interest Margin2.56%1.76%2.56%3.09%Beats 47%8 / 15
Nonperforming Loans / Loans0.92%0.39%0.66%0.92%Beats 27%12 / 15
Tier 1 Capital Ratio57.52%12.31%14.32%17.39%Beats 93%1 / 15
Equity / Assets24.53%8.06%10.22%12.59%Beats 93%1 / 15
Loans / Assets38.27%32.81%69.81%78.17%27th pctl11 / 15