Marshall Community
Marshall, MI · Charter 62160 · Peer group: credit unions under $1B in assets in MI (n=56)
NCUA · 3 branches
Q2 2026
$371.8MAssets
$239.7MLoans
$304.2MShares
$63.8MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 88% of credit unions under $1B in assets in MI (rank 7 of 56).
- Widest gap: nonperforming loans / loans trails 93% of credit unions under $1B in assets in MI (rank 53 of 56).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.10%
Rank 7 of 56
Net Interest Margin
4.12%
Rank 20 of 56
Efficiency Ratio
63.15%
Rank 10 of 56
Equity / Assets
17.17%
Rank 7 of 56
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.10% | 0.74% | 1.15% | 1.47% | Beats 88% | 7 / 56 | |
| Return on Equity | 12.25% | 6.40% | 9.29% | 11.51% | Beats 80% | 11 / 56 | |
| Net Interest Margin | 4.12% | 3.40% | 3.92% | 4.36% | Beats 64% | 20 / 56 | |
| Efficiency Ratio | 63.15% | 65.99% | 72.16% | 78.25% | Beats 84% | 10 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.08% | 0.49% | 0.84% | 1.28% | Beats 7% | 53 / 56 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.17% | 10.20% | 12.14% | 14.32% | Beats 88% | 7 / 56 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.17% | 10.20% | 12.14% | 14.32% | Beats 88% | 7 / 56 | |
| Liquidity & Funding |
| Loans / Deposits | 78.79% | 52.28% | 65.96% | 76.17% | 79th pctl | 12 / 56 | |
| Loans / Assets | 64.48% | 45.34% | 56.55% | 67.04% | 64th pctl | 20 / 56 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |