Hollywood, CA · Charter 62092
NCUA · 1 branch
Q1 2017
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.94% | -0.96% | -0.63% | -0.68% | -0.08% | +85 bps | |
| Return on Equity | -12.92% | -13.56% | -9.11% | -10.38% | -1.25% | +1,166 bps | |
| Net Interest Margin | 2.36% | 2.40% | 2.32% | 2.26% | 2.33% | -3 bps | |
| Efficiency Ratio | 96.04% | 96.34% | 97.64% | 100.02% | 103.35% | +730 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.05% | -0.25% | 1.55% | 3.73% | 1.69% | +374 bps | |
| Loan Growth (YoY) | -0.81% | -3.99% | -9.48% | -10.14% | -13.80% | -1,299 bps | |
| Share Growth (YoY) | -2.12% | 1.15% | 2.87% | 4.76% | 2.62% | +474 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.64% | 1.70% | 1.76% | 1.81% | 0.18% | -146 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.60% | 2.20% | 2.23% | 2.75% | 2.85% | +125 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.25% | 7.06% | 6.91% | 6.56% | 6.65% | -60 bps | |
| Net Worth / Assets | 7.25% | 7.06% | 6.91% | 6.56% | 6.65% | -60 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 47.90% | 46.47% | 43.78% | 42.11% | 40.24% | -766 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |