PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Omaha Douglas

Omaha, NE · Charter 6208

NCUA · 1 branch

Q2 2026

$42.9MAssets
$10.6MLoans
$37.1MShares
$5.7MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.93%, up 17 bps year over year; NIM at 4.16%.
  • Asset quality: problem loans at 1.89% of loans (-81 bps YoY).
  • Capital: net worth / assets of 13.19%, down 12 bps from a year ago.
  • Funding: loans stand at 28.55% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.93%+17 bps YoY

Net Interest Margin (quarter, annualized)

4.16%+15 bps YoY

Efficiency Ratio (quarter, annualized)

81.43%+70 bps YoY

Net Worth / Assets

13.19%-12 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.76%0.83%0.04%1.42%0.93%+17 bps
Return on Equity5.69%6.02%0.31%10.80%7.06%+137 bps
Net Interest Margin4.01%4.24%4.26%4.19%4.16%+15 bps
Efficiency Ratio80.73%79.50%81.23%71.66%81.43%+70 bps
Growth
Asset Growth (YoY)4.04%1.10%0.56%0.88%1.96%-208 bps
Loan Growth (YoY)10.01%8.02%11.10%3.29%-1.20%-1,121 bps
Share Growth (YoY)2.70%-0.05%0.43%0.71%3.17%+47 bps
Asset Quality
Delinquent Loans / Loans2.70%1.74%1.43%1.69%1.89%-81 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.31%13.83%13.15%13.15%13.19%-12 bps
Net Worth / Assets13.31%13.83%13.15%13.15%13.19%-12 bps
Liquidity & Funding
Loans / Shares29.81%30.66%29.68%27.87%28.55%-126 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps