Omaha, NE · Charter 6208
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Omaha, NE-IA area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
44
Asset Quality
17
Profitability
59
Liquidity
0
Efficiency
44
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Charter 6208
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.61% | 1.26% | 0.78% | 0.76% | 0.83% | 0.04% | 1.42% | 0.93% | +17 bps | |
| Return on Equity | 12.41% | 9.58% | 5.95% | 5.69% | 6.02% | 0.31% | 10.80% | 7.06% | +137 bps | |
| Net Interest Margin | 4.05% | 4.04% | 3.94% | 4.01% | 4.24% | 4.26% | 4.19% | 4.16% | +15 bps | |
| Efficiency Ratio | 64.74% | 66.49% | 78.04% | 80.73% | 79.50% | 81.23% | 71.66% | 81.43% | +70 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.79% | 2.55% | 4.08% | 4.04% | 1.10% | 0.56% | 0.88% | 1.96% | -208 bps | |
| Loan Growth (YoY) | -1.95% | -2.32% | -1.16% | 10.01% | 8.02% | 11.10% | 3.29% | -1.20% | -1,121 bps | |
| Share Growth (YoY) | -0.32% | 1.87% | 3.37% | 2.70% | -0.05% | 0.43% | 0.71% | 3.17% | +47 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.44% | 1.94% | 2.87% | 2.70% | 1.74% | 1.43% | 1.69% | 1.89% | -81 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.00% | 13.18% | 13.05% | 13.31% | 13.83% | 13.15% | 13.15% | 13.19% | -12 bps | |
| Net Worth / Assets | 13.00% | 13.18% | 13.05% | 13.31% | 13.83% | 13.15% | 13.15% | 13.19% | -12 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 28.37% | 26.83% | 27.18% | 29.81% | 30.66% | 29.68% | 27.87% | 28.55% | -126 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Omaha, NE · Charter 6208 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 1 branch
Q2 2026
Return on Assets
0.93%
Rank 10 of 18
Net Interest Margin
4.16%
Rank 4 of 18
Efficiency Ratio
81.43%
Rank 11 of 18
Equity / Assets
13.19%
Rank 10 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.93% | -0.04% | 0.96% | 1.20% | Beats 44% | 10 / 18 | ||
| Return on Equity | 7.06% | -0.31% | 5.60% | 9.86% | Beats 56% | 8 / 18 | ||
| Net Interest Margin | 4.16% | 3.29% | 3.78% | 4.10% | Beats 78% | 4 / 18 | ||
| Efficiency Ratio | 81.43% | 69.73% | 80.05% | 99.73% | Beats 44% | 11 / 18 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.88% | 0.04% | 0.25% | 1.23% | Beats 17% | 16 / 18 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.19% | 9.54% | 14.01% | 17.54% | Beats 44% | 10 / 18 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 13.19% | 9.54% | 14.01% | 17.54% | Beats 44% | 10 / 18 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 28.55% | 37.80% | 60.87% | 83.48% | 6th pctl | 17 / 18 | ||
| Loans / Assets | 24.65% | 34.93% | 54.47% | 72.37% | 11th pctl | 16 / 18 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||