Fort Wayne, IN · Charter 620
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.10% | 0.15% | -0.98% | 0.44% | 0.48% | +38 bps | |
| Return on Equity | 0.72% | 0.93% | -7.22% | 3.47% | 3.73% | +301 bps | |
| Net Interest Margin | 4.58% | 4.84% | 4.81% | 4.76% | 4.93% | +34 bps | |
| Efficiency Ratio | 97.20% | 96.38% | 112.41% | 91.91% | 91.45% | -575 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.99% | 4.05% | 5.76% | 8.99% | 5.37% | +137 bps | |
| Loan Growth (YoY) | 5.13% | 5.52% | 5.77% | 5.78% | 4.65% | -48 bps | |
| Share Growth (YoY) | 5.80% | 3.11% | 7.76% | 11.37% | 7.20% | +140 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.54% | 3.15% | 3.09% | 2.78% | 1.77% | +24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.43% | 15.94% | 13.51% | 12.68% | 12.96% | -146 bps | |
| Net Worth / Assets | 14.43% | 15.94% | 13.51% | 12.68% | 12.96% | -146 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 101.17% | 106.21% | 103.31% | 95.08% | 98.76% | -241 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |