PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Plainwell Paper Co., Inc. Employees

Plainwell, MI · Charter 61952

Q2 1996

$2.8MAssets
$1.1MLoans
$2.4MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.01%, up 45 bps year over year.
  • Asset quality: problem loans at 0.21% of loans (-61 bps YoY).
  • Funding: loans stand at 45.35% of shares as of Q2 1996.

Financial Results

Return on Assets (YTD, annualized)

3.01%+45 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets2.56%3.06%3.31%3.81%3.01%+45 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-4.99%n/an/a
Loan Growth (YoY)n/an/an/an/a3.45%n/an/a
Share Growth (YoY)n/an/an/an/a-7.24%n/an/a
Asset Quality
Delinquent Loans / Loans0.82%0.66%0.55%0.11%0.21%-61 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.20%1.48%1.46%1.26%1.38%+18 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares40.67%46.77%43.86%51.29%45.35%+468 bps
Liquid Assets / Assets60.41%51.69%43.85%50.79%54.16%-625 bps