Rincones Presbyterian
Chacon, NM · Charter 61946 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$6.5MAssets
$5.2MLoans
$5.8MShares
$676KNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 98% of credit unions under $1B in assets (rank 27 of 1681).
- Widest gap: nonperforming loans / loans trails 80% of credit unions under $1B in assets (rank 1344 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.74%
Rank 148 of 1,683
Net Interest Margin
4.52%
Rank 320 of 1,683
Efficiency Ratio
67.05%
Rank 359 of 1,682
Equity / Assets
10.33%
Rank 1,281 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.74% | 0.35% | 0.74% | 1.18% | Beats 91% | 148 / 1,683 | |
| Return on Equity | 16.86% | 2.67% | 5.89% | 8.74% | Beats 98% | 27 / 1,681 | |
| Net Interest Margin | 4.52% | 3.31% | 3.82% | 4.32% | Beats 81% | 320 / 1,683 | |
| Efficiency Ratio | 67.05% | 68.91% | 78.20% | 86.93% | Beats 79% | 359 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.55% | 0.26% | 0.65% | 1.29% | Beats 20% | 1,344 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.33% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,281 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.33% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,281 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 89.47% | 52.61% | 69.38% | 83.50% | 85th pctl | 250 / 1,683 | |
| Loans / Assets | 79.91% | 44.71% | 59.18% | 70.72% | 92nd pctl | 139 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |