Compass Community
Eureka, CA · Charter 61933 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$178.9MAssets
$132.9MLoans
$157.3MShares
$21.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of credit unions under $1B in assets (rank 162 of 1682).
- Widest gap: net interest margin trails 92% of credit unions under $1B in assets (rank 1545 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.31%
Rank 1,304 of 1,683
Net Interest Margin
2.78%
Rank 1,545 of 1,683
Efficiency Ratio
90.83%
Rank 1,408 of 1,682
Equity / Assets
11.92%
Rank 1,008 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.31% | 0.35% | 0.74% | 1.18% | Beats 23% | 1,304 / 1,683 | | |
| Return on Equity | 2.60% | 2.67% | 5.89% | 8.74% | Beats 24% | 1,279 / 1,681 | | |
| Net Interest Margin | 2.78% | 3.31% | 3.82% | 4.32% | Beats 8% | 1,545 / 1,683 | | |
| Efficiency Ratio | 90.83% | 68.91% | 78.20% | 86.93% | Beats 16% | 1,408 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.26% | 0.65% | 1.29% | Beats 90% | 162 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.92% | 10.44% | 12.89% | 16.53% | Beats 40% | 1,008 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.92% | 10.44% | 12.89% | 16.53% | Beats 40% | 1,008 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 84.50% | 52.61% | 69.38% | 83.50% | 77th pctl | 390 / 1,683 | | |
| Loans / Assets | 74.30% | 44.71% | 59.18% | 70.72% | 82nd pctl | 305 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |