Midland
Urbandale, IA · Charter 61918 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$101.2MAssets
$67.6MLoans
$84.3MShares
$12.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 82% of credit unions under $1B in assets (rank 310 of 1683).
- Widest gap: equity / assets trails 61% of credit unions under $1B in assets (rank 1019 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.08%
Rank 509 of 1,683
Net Interest Margin
4.54%
Rank 310 of 1,683
Efficiency Ratio
75.88%
Rank 718 of 1,682
Equity / Assets
11.85%
Rank 1,019 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.08% | 0.35% | 0.74% | 1.18% | Beats 70% | 509 / 1,683 | |
| Return on Equity | 9.13% | 2.67% | 5.89% | 8.74% | Beats 77% | 380 / 1,681 | |
| Net Interest Margin | 4.54% | 3.31% | 3.82% | 4.32% | Beats 82% | 310 / 1,683 | |
| Efficiency Ratio | 75.88% | 68.91% | 78.20% | 86.93% | Beats 57% | 718 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.26% | 0.65% | 1.29% | Beats 53% | 795 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.85% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,019 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.85% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,019 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 80.14% | 52.61% | 69.38% | 83.50% | 70th pctl | 510 / 1,683 | |
| Loans / Assets | 66.82% | 44.71% | 59.18% | 70.72% | 66th pctl | 569 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |