Case
Lansing, MI · Charter 61908 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$400.1MAssets
$294.0MLoans
$338.5MShares
$43.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 77% of credit unions under $1B in assets (rank 394 of 1683).
- Widest gap: return on assets trails 78% of credit unions under $1B in assets (rank 1309 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.30%
Rank 1,309 of 1,683
Net Interest Margin
4.37%
Rank 394 of 1,683
Efficiency Ratio
86.88%
Rank 1,258 of 1,682
Equity / Assets
10.97%
Rank 1,161 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.30% | 0.35% | 0.74% | 1.18% | Beats 22% | 1,309 / 1,683 | | |
| Return on Equity | 2.73% | 2.67% | 5.89% | 8.74% | Beats 26% | 1,250 / 1,681 | | |
| Net Interest Margin | 4.37% | 3.31% | 3.82% | 4.32% | Beats 77% | 394 / 1,683 | | |
| Efficiency Ratio | 86.88% | 68.91% | 78.20% | 86.93% | Beats 25% | 1,258 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.85% | 0.26% | 0.65% | 1.29% | Beats 41% | 992 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.97% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,161 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.97% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,161 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.85% | 52.61% | 69.38% | 83.50% | 81st pctl | 325 / 1,683 | | |
| Loans / Assets | 73.47% | 44.71% | 59.18% | 70.72% | 81st pctl | 324 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |