Coffeyville, KS · Charter 61871
Q4 2000
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1997 | Q4 1997 | Q2 1998 | Q4 1998 | Q2 1999 | Q4 1999 | Q2 2000 | Q4 2000 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.87% | 0.50% | 1.54% | -0.33% | 3.21% | -0.15% | -4.40% | -12.21% | -1,189 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | 5.51% | 7.04% | 3.55% | n/a | |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | 96.51% | 77.83% | 219% | n/a | |
| Growth | ||||||||||
| Asset Growth (YoY) | 56.99% | 9.41% | -9.11% | -23.37% | -25.91% | -18.29% | -25.13% | -2.68% | +2,069 bps | |
| Loan Growth (YoY) | 20.41% | 0.19% | -9.19% | -28.87% | -27.82% | -20.67% | -14.50% | -25.47% | +340 bps | |
| Share Growth (YoY) | 66.40% | 12.84% | -8.29% | -21.62% | -23.80% | -16.97% | -22.49% | -3.31% | +1,831 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 13.34% | 10.17% | 15.15% | 9.00% | 11.48% | 12.86% | 5.42% | 19.38% | +1,038 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.07% | 3.91% | 2.77% | 6.87% | 2.10% | 3.35% | 0.96% | 15.35% | +848 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -5.05% | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -5.05% | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 59.74% | 56.72% | 53.69% | 56.82% | 56.59% | 54.19% | 59.22% | 43.80% | -1,302 bps | |
| Liquid Assets / Assets | 40.54% | 34.44% | 33.60% | 31.70% | 34.81% | 2.68% | 0.00% | 21.45% | -1,025 bps | |