Countryside, IL · Charter 61847
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.56% | 1.58% | 1.51% | 1.46% | 1.57% | +1 bps | |
| Return on Equity | 10.79% | 10.78% | 10.26% | 9.81% | 10.13% | -65 bps | |
| Net Interest Margin | 4.57% | 4.60% | 4.64% | 4.68% | 4.77% | +20 bps | |
| Efficiency Ratio | 62.77% | 62.70% | 62.89% | 63.21% | 60.72% | -204 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.58% | 5.48% | 3.29% | 2.87% | 3.54% | -104 bps | |
| Loan Growth (YoY) | 6.16% | 10.13% | 10.00% | 7.04% | 4.89% | -127 bps | |
| Share Growth (YoY) | 3.21% | 0.52% | -1.36% | 1.28% | 2.12% | -109 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.96% | 0.78% | 0.75% | 0.91% | 0.93% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.43% | 14.66% | 14.71% | 14.93% | 15.47% | +104 bps | |
| Net Worth / Assets | 14.43% | 14.66% | 14.71% | 14.93% | 15.47% | +104 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 78.25% | 84.18% | 85.73% | 78.20% | 80.38% | +213 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |