Midwest Coalition of Labor
Countryside, IL · Charter 61847 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$77.1MAssets
$52.2MLoans
$64.9MShares
$11.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 89% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 12 of 96).
- Widest gap: nonperforming loans / loans trails 53% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 50 of 93).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.57%
Rank 12 of 96
Net Interest Margin
4.77%
Rank 13 of 96
Efficiency Ratio
60.71%
Rank 12 of 96
Equity / Assets
15.47%
Rank 45 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.57% | -0.02% | 0.42% | 1.03% | Beats 88% | 12 / 96 | |
| Return on Equity | 10.14% | -0.11% | 2.94% | 6.89% | Beats 86% | 13 / 95 | |
| Net Interest Margin | 4.77% | 3.01% | 3.57% | 4.27% | Beats 86% | 13 / 96 | |
| Efficiency Ratio | 60.71% | 73.45% | 82.91% | 96.61% | Beats 89% | 12 / 96 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.93% | 0.08% | 0.86% | 1.63% | Beats 47% | 50 / 93 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.47% | 11.79% | 15.23% | 18.93% | Beats 53% | 45 / 96 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.47% | 11.79% | 15.23% | 18.93% | Beats 53% | 45 / 96 | |
| Liquidity & Funding |
| Loans / Deposits | 80.38% | 32.14% | 50.03% | 67.81% | 88th pctl | 12 / 96 | |
| Loans / Assets | 67.64% | 23.12% | 42.50% | 56.24% | 86th pctl | 13 / 96 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |