Dfcu Financial
Dearborn, MI · Charter 61844 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 35 branches
Q2 2026
$8.0BAssets
$3.1BLoans
$7.2BShares
$1.0BNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 97% of credit unions $1B-$10B in assets (rank 14 of 435).
- Widest gap: net interest margin trails 88% of credit unions $1B-$10B in assets (rank 384 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.52%
Rank 34 of 435
Net Interest Margin
2.66%
Rank 384 of 435
Efficiency Ratio
52.82%
Rank 14 of 435
Equity / Assets
12.63%
Rank 109 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.52% | 0.55% | 0.81% | 1.14% | Beats 92% | 34 / 435 | | |
| Return on Equity | 12.04% | 5.12% | 7.41% | 9.70% | Beats 90% | 43 / 435 | | |
| Net Interest Margin | 2.66% | 3.01% | 3.39% | 3.75% | Beats 12% | 384 / 435 | | |
| Efficiency Ratio | 52.82% | 65.25% | 71.39% | 77.86% | Beats 97% | 14 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.63% | 0.45% | 0.69% | 1.05% | Beats 55% | 197 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.63% | 9.81% | 10.84% | 12.63% | Beats 75% | 109 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.63% | 9.81% | 10.84% | 12.63% | Beats 75% | 109 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 43.03% | 78.33% | 88.38% | 95.61% | 1st pctl | 430 / 435 | | |
| Loans / Assets | 38.43% | 67.69% | 74.58% | 80.80% | 1st pctl | 429 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |