Metro
Springfield, MO · Charter 61840 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$123.0MAssets
$69.1MLoans
$106.7MShares
$15.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 73% of credit unions under $1B in assets (rank 450 of 1683).
- Widest gap: nonperforming loans / loans trails 62% of credit unions under $1B in assets (rank 1048 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.87%
Rank 721 of 1,683
Net Interest Margin
4.28%
Rank 450 of 1,683
Efficiency Ratio
75.93%
Rank 725 of 1,682
Equity / Assets
12.96%
Rank 826 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.35% | 0.74% | 1.18% | Beats 57% | 721 / 1,683 | | |
| Return on Equity | 6.68% | 2.67% | 5.89% | 8.74% | Beats 58% | 713 / 1,681 | | |
| Net Interest Margin | 4.28% | 3.31% | 3.82% | 4.32% | Beats 73% | 450 / 1,683 | | |
| Efficiency Ratio | 75.93% | 68.91% | 78.20% | 86.93% | Beats 57% | 725 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.90% | 0.26% | 0.65% | 1.29% | Beats 38% | 1,048 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.96% | 10.44% | 12.89% | 16.53% | Beats 51% | 826 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.96% | 10.44% | 12.89% | 16.53% | Beats 51% | 826 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 64.79% | 52.61% | 69.38% | 83.50% | 42nd pctl | 982 / 1,683 | | |
| Loans / Assets | 56.17% | 44.71% | 59.18% | 70.72% | 44th pctl | 950 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |