Trumbull, CT · Charter 61838
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.16% | 1.30% | 1.08% | 0.76% | 0.15% | -301 bps | |
| Return on Equity | 25.37% | 9.56% | 7.57% | 5.34% | 1.10% | -2,427 bps | |
| Net Interest Margin | 10.19% | 3.73% | 3.63% | 3.23% | 3.14% | -705 bps | |
| Efficiency Ratio | 68.99% | 65.21% | 70.76% | 76.54% | 94.19% | +2,520 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.06% | -5.94% | -7.55% | -6.68% | -5.10% | -404 bps | |
| Loan Growth (YoY) | -14.20% | -13.08% | -16.44% | -18.71% | -15.65% | -145 bps | |
| Share Growth (YoY) | -2.33% | -7.80% | -9.74% | -8.64% | -6.88% | -456 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.24% | 0.51% | +51 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.75% | 0.76% | 0.83% | 0.90% | 0.70% | -6 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.45% | 13.57% | 14.22% | 14.18% | 13.65% | +120 bps | |
| Net Worth / Assets | 12.45% | 13.57% | 14.22% | 14.18% | 13.65% | +120 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 45.86% | 48.88% | 46.79% | 42.83% | 41.54% | -432 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |