Collegeville, PA · Charter 61808
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.48% | 0.48% | 0.11% | 0.29% | 0.27% | 0.36% | 0.28% | 0.40% | +11 bps | |
| Return on Equity | 4.55% | 4.57% | 1.09% | 2.80% | 2.62% | 3.49% | 2.65% | 3.83% | +103 bps | |
| Net Interest Margin | 2.14% | 2.17% | 2.26% | 2.28% | 2.29% | 2.28% | 2.30% | 2.42% | +14 bps | |
| Efficiency Ratio | 78.97% | 77.09% | 82.03% | 78.93% | 82.49% | 80.40% | 85.27% | 79.44% | +51 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.99% | 5.65% | 5.68% | 5.79% | 4.53% | 5.55% | 5.07% | 4.54% | -125 bps | |
| Loan Growth (YoY) | -3.34% | 0.81% | 1.33% | 2.95% | 2.77% | 0.61% | 0.08% | 0.58% | -237 bps | |
| Share Growth (YoY) | 5.08% | 5.84% | 6.17% | 6.10% | 4.79% | 5.79% | 4.94% | 4.64% | -146 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.85% | 2.67% | 2.36% | 2.73% | 2.26% | 1.84% | 1.94% | 2.22% | -51 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.53% | 10.56% | 10.51% | 10.48% | 10.41% | 10.37% | 10.41% | 10.44% | -4 bps | |
| Net Worth / Assets | 10.53% | 10.56% | 10.51% | 10.48% | 10.41% | 10.37% | 10.41% | 10.44% | -4 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 44.51% | 45.02% | 44.32% | 44.07% | 43.65% | 42.81% | 42.27% | 42.36% | -171 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |