Collegeville, PA · Charter 61808
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50 to 51). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
24
Asset Quality
18
Profitability
33
Liquidity
79
Efficiency
62
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Collegeville, PA · Charter 61808
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.48% | 0.48% | 0.11% | 0.29% | 0.27% | 0.36% | 0.28% | 0.40% | +11 bps | |
| Return on Equity | 4.55% | 4.57% | 1.09% | 2.80% | 2.62% | 3.49% | 2.65% | 3.83% | +103 bps | |
| Net Interest Margin | 2.14% | 2.17% | 2.26% | 2.28% | 2.29% | 2.28% | 2.30% | 2.42% | +14 bps | |
| Efficiency Ratio | 78.97% | 77.09% | 82.03% | 78.93% | 82.49% | 80.40% | 85.27% | 79.44% | +51 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.99% | 5.65% | 5.68% | 5.79% | 4.53% | 5.55% | 5.07% | 4.54% | -125 bps | |
| Loan Growth (YoY) | -3.34% | 0.81% | 1.33% | 2.95% | 2.77% | 0.61% | 0.08% | 0.58% | -237 bps | |
| Share Growth (YoY) | 5.08% | 5.84% | 6.17% | 6.10% | 4.79% | 5.79% | 4.94% | 4.64% | -146 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.85% | 2.67% | 2.36% | 2.73% | 2.26% | 1.84% | 1.94% | 2.22% | -51 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.53% | 10.56% | 10.51% | 10.48% | 10.41% | 10.37% | 10.41% | 10.44% | -4 bps | |
| Net Worth / Assets | 10.53% | 10.56% | 10.51% | 10.48% | 10.41% | 10.37% | 10.41% | 10.44% | -4 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 44.51% | 45.02% | 44.32% | 44.07% | 43.65% | 42.81% | 42.27% | 42.36% | -171 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Collegeville, PA · Charter 61808 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 1 branch
Q2 2026
Return on Assets
0.40%
Rank 29 of 51
Net Interest Margin
2.42%
Rank 47 of 51
Efficiency Ratio
79.38%
Rank 20 of 50
Equity / Assets
10.44%
Rank 39 of 51
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.40% | -0.05% | 0.48% | 0.90% | Beats 43% | 29 / 51 | ||
| Return on Equity | 3.82% | -0.58% | 4.00% | 6.90% | Beats 47% | 27 / 51 | ||
| Net Interest Margin | 2.42% | 2.96% | 3.44% | 3.98% | Beats 8% | 47 / 51 | ||
| Efficiency Ratio | 79.38% | 73.91% | 81.87% | 94.16% | Beats 62% | 20 / 50 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.23% | 0.19% | 0.96% | 1.83% | Beats 18% | 42 / 50 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.44% | 10.44% | 12.55% | 18.48% | Beats 24% | 39 / 51 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.44% | 10.44% | 12.55% | 18.48% | Beats 24% | 39 / 51 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 42.36% | 28.84% | 50.95% | 65.41% | 37th pctl | 32 / 51 | ||
| Loans / Assets | 37.89% | 20.51% | 39.58% | 57.94% | 43rd pctl | 29 / 51 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||