Fort McClellan
Anniston, AL · Charter 61800 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$224.1MAssets
$98.3MLoans
$201.7MShares
$28.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 48% of credit unions under $1B in assets (rank 871 of 1683).
- Widest gap: return on equity trails 83% of credit unions under $1B in assets (rank 1394 of 1681).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.18%
Rank 1,395 of 1,683
Net Interest Margin
3.18%
Rank 1,347 of 1,683
Efficiency Ratio
86.31%
Rank 1,238 of 1,682
Equity / Assets
12.73%
Rank 871 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.18% | 0.35% | 0.74% | 1.18% | Beats 17% | 1,395 / 1,683 | |
| Return on Equity | 1.41% | 2.67% | 5.89% | 8.74% | Beats 17% | 1,394 / 1,681 | |
| Net Interest Margin | 3.18% | 3.31% | 3.82% | 4.32% | Beats 20% | 1,347 / 1,683 | |
| Efficiency Ratio | 86.31% | 68.91% | 78.20% | 86.93% | Beats 26% | 1,238 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.17% | 0.26% | 0.65% | 1.29% | Beats 28% | 1,214 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.73% | 10.44% | 12.89% | 16.53% | Beats 48% | 871 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.73% | 10.44% | 12.89% | 16.53% | Beats 48% | 871 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 48.75% | 52.61% | 69.38% | 83.50% | 20th pctl | 1,343 / 1,683 | |
| Loans / Assets | 43.88% | 44.71% | 59.18% | 70.72% | 24th pctl | 1,278 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |