Teamsters
Detroit, MI · Charter 61791 · Peer group: credit unions under $1B in assets in MI (n=63)
NCUA · 1 branch
Q3 2024
$13.7MAssets
$4.4MLoans
$12.4MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 68% of credit unions under $1B in assets in MI (rank 20 of 63).
- Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets in MI (rank 63 of 63).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-2.42%
Rank 62 of 63
Net Interest Margin
3.80%
Rank 20 of 63
Efficiency Ratio
91.28%
Rank 56 of 63
Equity / Assets
9.10%
Rank 52 of 63
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.42% | 0.37% | 0.70% | 1.33% | Beats 2% | 62 / 63 | | |
| Return on Equity | -26.62% | 3.23% | 6.03% | 11.19% | Beats 2% | 62 / 63 | | |
| Net Interest Margin | 3.80% | 2.84% | 3.38% | 4.12% | Beats 68% | 20 / 63 | | |
| Efficiency Ratio | 91.28% | 66.16% | 75.56% | 86.49% | Beats 13% | 56 / 63 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 7.72% | 0.35% | 0.71% | 1.01% | Beats 2% | 63 / 63 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.10% | 9.57% | 11.27% | 13.59% | Beats 17% | 52 / 63 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.10% | 9.57% | 11.27% | 13.60% | Beats 17% | 52 / 63 | | |
| Liquidity & Funding |
| Loans / Deposits | 35.01% | 55.52% | 66.05% | 75.03% | 5th pctl | 60 / 63 | | |
| Loans / Assets | 31.76% | 46.77% | 58.30% | 67.45% | 5th pctl | 60 / 63 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |