Blucurrent
Springfield, MO · Charter 61790 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$406.1MAssets
$322.6MLoans
$343.6MShares
$41.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 70% of credit unions under $1B in assets (rank 510 of 1682).
- Widest gap: equity / assets trails 78% of credit unions under $1B in assets (rank 1311 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.53%
Rank 1,093 of 1,683
Net Interest Margin
4.05%
Rank 628 of 1,683
Efficiency Ratio
78.40%
Rank 856 of 1,682
Equity / Assets
10.16%
Rank 1,311 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.53% | 0.35% | 0.74% | 1.18% | Beats 35% | 1,093 / 1,683 | | |
| Return on Equity | 5.22% | 2.67% | 5.89% | 8.74% | Beats 44% | 938 / 1,681 | | |
| Net Interest Margin | 4.05% | 3.31% | 3.82% | 4.32% | Beats 63% | 628 / 1,683 | | |
| Efficiency Ratio | 78.40% | 68.91% | 78.20% | 86.93% | Beats 49% | 856 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.26% | 0.65% | 1.29% | Beats 70% | 510 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.16% | 10.44% | 12.89% | 16.53% | Beats 22% | 1,311 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.16% | 10.44% | 12.89% | 16.53% | Beats 22% | 1,311 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.89% | 52.61% | 69.38% | 83.50% | 92nd pctl | 137 / 1,683 | | |
| Loans / Assets | 79.43% | 44.71% | 59.18% | 70.72% | 91st pctl | 150 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |