Co-operative
Coffeyville, KS · Charter 61783 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$21.2MAssets
$10.3MLoans
$18.3MShares
$2.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 85% of credit unions under $1B in assets (rank 255 of 1683).
- Widest gap: nonperforming loans / loans trails 76% of credit unions under $1B in assets (rank 1271 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.19%
Rank 412 of 1,683
Net Interest Margin
4.69%
Rank 255 of 1,683
Efficiency Ratio
76.86%
Rank 767 of 1,682
Equity / Assets
13.61%
Rank 732 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 0.35% | 0.74% | 1.18% | Beats 76% | 412 / 1,683 | | |
| Return on Equity | 8.73% | 2.67% | 5.89% | 8.74% | Beats 75% | 426 / 1,681 | | |
| Net Interest Margin | 4.69% | 3.31% | 3.82% | 4.32% | Beats 85% | 255 / 1,683 | | |
| Efficiency Ratio | 76.86% | 68.91% | 78.20% | 86.93% | Beats 54% | 767 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.31% | 0.26% | 0.65% | 1.29% | Beats 24% | 1,271 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.61% | 10.44% | 12.89% | 16.53% | Beats 57% | 732 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.61% | 10.44% | 12.89% | 16.53% | Beats 57% | 732 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 56.19% | 52.61% | 69.38% | 83.50% | 30th pctl | 1,185 / 1,683 | | |
| Loans / Assets | 48.51% | 44.71% | 59.18% | 70.72% | 31st pctl | 1,159 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |