Red Wing
Red Wing, MN · Charter 61778 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$208.0MAssets
$111.3MLoans
$184.7MShares
$26.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 81% of credit unions under $1B in assets (rank 324 of 1681).
- Widest gap: net interest margin trails 76% of credit unions under $1B in assets (rank 1279 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.20%
Rank 401 of 1,683
Net Interest Margin
3.29%
Rank 1,279 of 1,683
Efficiency Ratio
67.64%
Rank 381 of 1,682
Equity / Assets
12.50%
Rank 911 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | 0.35% | 0.74% | 1.18% | Beats 76% | 401 / 1,683 | |
| Return on Equity | 9.60% | 2.67% | 5.89% | 8.74% | Beats 81% | 324 / 1,681 | |
| Net Interest Margin | 3.29% | 3.31% | 3.82% | 4.32% | Beats 24% | 1,279 / 1,683 | |
| Efficiency Ratio | 67.64% | 68.91% | 78.20% | 86.93% | Beats 77% | 381 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.30% | 0.26% | 0.65% | 1.29% | Beats 72% | 470 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.50% | 10.44% | 12.89% | 16.53% | Beats 46% | 911 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.50% | 10.44% | 12.89% | 16.53% | Beats 46% | 911 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 60.25% | 52.61% | 69.38% | 83.50% | 35th pctl | 1,095 / 1,683 | |
| Loans / Assets | 53.49% | 44.71% | 59.18% | 70.72% | 40th pctl | 1,013 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |