Central Kansas Education
Salina, KS · Charter 61765 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$6.0MAssets
$4.5MLoans
$5.1MShares
$809KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions under $1B in assets (rank 300 of 1682).
- Widest gap: net interest margin trails 80% of credit unions under $1B in assets (rank 1348 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.90%
Rank 681 of 1,683
Net Interest Margin
3.17%
Rank 1,348 of 1,683
Efficiency Ratio
78.23%
Rank 843 of 1,682
Equity / Assets
13.51%
Rank 743 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.35% | 0.74% | 1.18% | Beats 60% | 681 / 1,683 | | |
| Return on Equity | 6.67% | 2.67% | 5.89% | 8.74% | Beats 57% | 715 / 1,681 | | |
| Net Interest Margin | 3.17% | 3.31% | 3.82% | 4.32% | Beats 20% | 1,348 / 1,683 | | |
| Efficiency Ratio | 78.23% | 68.91% | 78.20% | 86.93% | Beats 50% | 843 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.26% | 0.65% | 1.29% | Beats 82% | 300 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.51% | 10.44% | 12.89% | 16.53% | Beats 56% | 743 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.51% | 10.44% | 12.89% | 16.53% | Beats 56% | 743 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.86% | 52.61% | 69.38% | 83.50% | 83rd pctl | 285 / 1,683 | | |
| Loans / Assets | 74.97% | 44.71% | 59.18% | 70.72% | 83rd pctl | 284 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |