Harrison, OH · Charter 61760
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.87% | 0.89% | 0.79% | 0.65% | 0.29% | -58 bps | |
| Return on Equity | 8.83% | 8.70% | 7.90% | 6.39% | 2.78% | -604 bps | |
| Net Interest Margin | 4.80% | 4.83% | 4.69% | 4.58% | 4.74% | -6 bps | |
| Efficiency Ratio | 85.88% | 85.36% | 86.99% | 88.89% | 94.70% | +882 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -5.18% | -3.03% | -2.00% | -3.35% | -0.41% | +477 bps | |
| Loan Growth (YoY) | -2.71% | 0.60% | -3.90% | -5.86% | -3.03% | -32 bps | |
| Share Growth (YoY) | -6.56% | -4.34% | -3.02% | -4.47% | -1.14% | +542 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.19% | 0.18% | 0.00% | 0.01% | 0.06% | -14 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.91% | 10.25% | 10.06% | 10.13% | 10.48% | +57 bps | |
| Net Worth / Assets | 9.91% | 10.25% | 10.06% | 10.13% | 10.48% | +57 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 81.58% | 83.61% | 78.73% | 75.44% | 80.02% | -155 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |