Frankenmuth
Frankenmuth, MI · Charter 61755 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 31 branches
Q2 2026
$1.6BAssets
$1.2BLoans
$1.4BShares
$159.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 96% of credit unions $1B-$10B in assets (rank 19 of 435).
- Widest gap: nonperforming loans / loans trails 80% of credit unions $1B-$10B in assets (rank 351 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.34%
Rank 64 of 435
Net Interest Margin
3.79%
Rank 93 of 435
Efficiency Ratio
74.25%
Rank 260 of 435
Equity / Assets
10.02%
Rank 301 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.55% | 0.81% | 1.14% | Beats 85% | 64 / 435 | | |
| Return on Equity | 13.41% | 5.12% | 7.41% | 9.70% | Beats 96% | 19 / 435 | | |
| Net Interest Margin | 3.79% | 3.01% | 3.39% | 3.75% | Beats 79% | 93 / 435 | | |
| Efficiency Ratio | 74.25% | 65.25% | 71.39% | 77.86% | Beats 40% | 260 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.19% | 0.45% | 0.69% | 1.05% | Beats 20% | 351 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.02% | 9.81% | 10.84% | 12.63% | Beats 31% | 301 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.02% | 9.81% | 10.84% | 12.63% | Beats 31% | 301 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 82.27% | 78.33% | 88.38% | 95.61% | 34th pctl | 288 / 435 | | |
| Loans / Assets | 73.29% | 67.69% | 74.58% | 80.80% | 44th pctl | 242 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |