Louisiana Central
Harahan, LA · Charter 61724 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=29)
NCUA · 1 branch
Q2 2026
$9.1MAssets
$6.3MLoans
$9.1MShares
$-10KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 86% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 4 of 29).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 29 of 29).
- Overall: at or above the peer median on 1 of 6 directional measures.
Return on Assets
-11.34%
Rank 29 of 29
Net Interest Margin
5.48%
Rank 4 of 29
Efficiency Ratio
133.64%
Rank 27 of 29
Equity / Assets
-0.11%
Rank 29 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -11.34% | -0.27% | 0.39% | 0.68% | Beats 0% | 29 / 29 | |
| Return on Equity | n/a | Not reported for this institution |
| Net Interest Margin | 5.48% | 3.88% | 4.49% | 4.89% | Beats 86% | 4 / 29 | |
| Efficiency Ratio | 133.64% | 77.78% | 86.62% | 97.23% | Beats 10% | 27 / 29 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.10% | 0.22% | 1.19% | 2.21% | Beats 34% | 20 / 29 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | -0.11% | 11.89% | 14.07% | 21.10% | Beats 0% | 29 / 29 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | -0.11% | 11.89% | 14.07% | 21.10% | Beats 0% | 29 / 29 | |
| Liquidity & Funding |
| Loans / Deposits | 69.61% | 45.57% | 67.88% | 82.54% | 55th pctl | 13 / 29 | |
| Loans / Assets | 69.33% | 34.60% | 52.32% | 69.33% | 72nd pctl | 8 / 29 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |