Harahan, LA · Charter 61724
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
0
Asset Quality
34
Profitability
43
Liquidity
92
Efficiency
10
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Harahan, LA · Charter 61724
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.06% | -0.64% | -1.63% | -5.45% | -3.85% | -5.19% | -19.88% | -11.34% | -589 bps | |
| Return on Equity | 0.61% | -6.62% | -17.55% | -75.11% | -53.35% | -100.06% | -6119% | n/a | n/a | |
| Net Interest Margin | 5.46% | 5.78% | 5.28% | 5.40% | 5.41% | 5.64% | 5.20% | 5.48% | +8 bps | |
| Efficiency Ratio | 87.68% | 88.13% | 95.28% | 104.46% | 105.52% | 108.67% | 141.50% | 133.53% | +2,906 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.78% | -12.35% | -11.87% | -9.97% | -8.87% | -8.09% | -10.11% | -12.12% | -215 bps | |
| Loan Growth (YoY) | -8.85% | -11.45% | -15.87% | -18.60% | -22.06% | -25.16% | -19.72% | -16.22% | +238 bps | |
| Share Growth (YoY) | -0.68% | -12.34% | -10.92% | -7.78% | -5.27% | -3.34% | -3.13% | -5.04% | +274 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 6.06% | 6.38% | 6.06% | 6.22% | 3.65% | 1.54% | 1.23% | 2.10% | -412 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.07% | 9.75% | 9.31% | 7.26% | 7.22% | 5.19% | 0.32% | -0.11% | -737 bps | |
| Net Worth / Assets | 10.07% | 9.75% | 9.31% | 7.26% | 7.22% | 5.19% | 0.32% | -0.11% | -737 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 88.89% | 90.02% | 83.11% | 78.90% | 73.13% | 69.70% | 68.88% | 69.61% | -929 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Harahan, LA · Charter 61724 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=29)
NCUA · 1 branch
Q2 2026
Return on Assets
-11.34%
Rank 29 of 29
Net Interest Margin
5.48%
Rank 4 of 29
Efficiency Ratio
133.64%
Rank 27 of 29
Equity / Assets
-0.11%
Rank 29 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -11.34% | -0.27% | 0.39% | 0.68% | Beats 0% | 29 / 29 | ||
| Return on Equity | n/a | Not reported for this institution | ||||||
| Net Interest Margin | 5.48% | 3.88% | 4.49% | 4.89% | Beats 86% | 4 / 29 | ||
| Efficiency Ratio | 133.64% | 77.78% | 86.62% | 97.23% | Beats 10% | 27 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.10% | 0.22% | 1.19% | 2.21% | Beats 34% | 20 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | -0.11% | 11.89% | 14.07% | 21.10% | Beats 0% | 29 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | -0.11% | 11.89% | 14.07% | 21.10% | Beats 0% | 29 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 69.61% | 45.57% | 67.88% | 82.54% | 55th pctl | 13 / 29 | ||
| Loans / Assets | 69.33% | 34.60% | 52.32% | 69.33% | 72nd pctl | 8 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||