Siskiyou
Yreka, CA · Charter 61682 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$144.3MAssets
$109.1MLoans
$133.6MShares
$13.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 95% of credit unions under $1B in assets (rank 86 of 1683).
- Widest gap: equity / assets trails 83% of credit unions under $1B in assets (rank 1400 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.19%
Rank 414 of 1,683
Net Interest Margin
5.37%
Rank 86 of 1,683
Efficiency Ratio
68.07%
Rank 398 of 1,682
Equity / Assets
9.66%
Rank 1,400 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 0.35% | 0.74% | 1.18% | Beats 75% | 414 / 1,683 | |
| Return on Equity | 12.30% | 2.67% | 5.89% | 8.74% | Beats 93% | 122 / 1,681 | |
| Net Interest Margin | 5.37% | 3.31% | 3.82% | 4.32% | Beats 95% | 86 / 1,683 | |
| Efficiency Ratio | 68.07% | 68.91% | 78.20% | 86.93% | Beats 76% | 398 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.19% | 0.26% | 0.65% | 1.29% | Beats 27% | 1,222 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.66% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,400 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.66% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,400 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 81.72% | 52.61% | 69.38% | 83.50% | 72nd pctl | 464 / 1,683 | |
| Loans / Assets | 75.65% | 44.71% | 59.18% | 70.72% | 84th pctl | 263 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |