Texarkana, TX · Charter 61627
Q3 1996
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 1995 | Q4 1995 | Q1 1996 | Q2 1996 | Q3 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.85% | 3.90% | n/a | n/a | n/a | n/a | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | 8.46% | 9.89% | n/a | n/a | n/a | n/a | |
| Loan Growth (YoY) | 26.18% | 11.01% | n/a | n/a | n/a | n/a | |
| Share Growth (YoY) | 9.78% | 11.48% | n/a | n/a | n/a | n/a | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.99% | 1.31% | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.11% | 1.12% | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Shares | 85.36% | 83.08% | n/a | n/a | n/a | n/a | |
| Liquid Assets / Assets | 11.76% | 8.49% | n/a | n/a | n/a | n/a | |