PackageTrendsPeer
Letter portraitLegal landscape

Teachers

Texarkana, TX · Charter 61627

Q3 1996

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q3 1996, the quarter ended September 30, 1996, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Teachers

Texarkana, TX · Charter 61627

Q3 1996

n/aAssets
n/aLoans
n/aShares
n/aNet Worth

Return on Assets (YTD, annualized)

n/a

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996YoY ΔTrend
Earnings
Return on Assets2.94%4.01%4.27%3.85%3.90%n/an/an/an/a
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a14.20%8.46%9.89%n/an/an/an/a
Loan Growth (YoY)n/an/a37.45%26.18%11.01%n/an/an/an/a
Share Growth (YoY)n/an/a16.13%9.78%11.48%n/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.51%0.40%0.61%0.99%1.31%n/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.57%0.76%0.76%1.11%1.12%n/an/an/an/a
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares83.43%86.62%87.13%85.36%83.08%n/an/an/an/a
Liquid Assets / Assets13.58%12.16%11.84%11.76%8.49%n/an/an/an/a