Dawson, MN · Charter 61624
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.61% | 1.64% | 1.61% | 1.50% | 1.66% | +5 bps | |
| Return on Equity | 7.91% | 7.88% | 7.79% | 7.37% | 8.00% | +9 bps | |
| Net Interest Margin | 2.82% | 2.86% | 2.82% | 2.76% | 2.83% | +1 bps | |
| Efficiency Ratio | 46.09% | 45.67% | 45.30% | 49.30% | 45.57% | -52 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.25% | 1.46% | 0.68% | 3.24% | 6.71% | +245 bps | |
| Loan Growth (YoY) | 2.19% | -0.04% | 0.93% | 3.45% | 5.41% | +322 bps | |
| Share Growth (YoY) | 3.24% | -0.31% | -1.39% | 2.01% | 6.25% | +301 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.67% | 0.53% | 0.53% | 0.55% | 0.48% | -19 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 20.38% | 20.85% | 20.70% | 20.39% | 20.72% | +34 bps | |
| Net Worth / Assets | 20.38% | 20.85% | 20.70% | 20.39% | 20.72% | +34 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.19% | 74.51% | 75.59% | 71.06% | 73.61% | -59 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |