Dawson, MN · Charter 61624
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
88
Asset Quality
61
Profitability
56
Liquidity
81
Efficiency
98
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Dawson, MN · Charter 61624
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.76% | 1.70% | 1.47% | 1.61% | 1.64% | 1.61% | 1.50% | 1.66% | +5 bps | |
| Return on Equity | 9.02% | 8.86% | 7.56% | 7.91% | 7.88% | 7.79% | 7.37% | 8.00% | +9 bps | |
| Net Interest Margin | 2.89% | 2.83% | 2.70% | 2.82% | 2.86% | 2.82% | 2.76% | 2.83% | +1 bps | |
| Efficiency Ratio | 42.32% | 43.07% | 50.28% | 46.09% | 45.67% | 45.30% | 49.30% | 45.57% | -52 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 8.39% | 8.12% | 6.64% | 4.25% | 1.46% | 0.68% | 3.24% | 6.71% | +245 bps | |
| Loan Growth (YoY) | 1.54% | 2.40% | 2.01% | 2.19% | -0.04% | 0.93% | 3.45% | 5.41% | +322 bps | |
| Share Growth (YoY) | 8.11% | 7.74% | 6.03% | 3.24% | -0.31% | -1.39% | 2.01% | 6.25% | +301 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.44% | 0.46% | 0.52% | 0.67% | 0.53% | 0.53% | 0.55% | 0.48% | -19 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 19.46% | 19.22% | 19.42% | 20.38% | 20.85% | 20.70% | 20.39% | 20.72% | +34 bps | |
| Net Worth / Assets | 19.46% | 19.22% | 19.42% | 20.38% | 20.85% | 20.70% | 20.39% | 20.72% | +34 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.31% | 73.85% | 70.07% | 74.19% | 74.51% | 75.59% | 71.06% | 73.61% | -59 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Dawson, MN · Charter 61624 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
Return on Assets
1.66%
Rank 179 of 1,683
Net Interest Margin
2.83%
Rank 1,530 of 1,683
Efficiency Ratio
45.57%
Rank 34 of 1,682
Equity / Assets
20.72%
Rank 201 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.66% | 0.35% | 0.74% | 1.18% | Beats 89% | 179 / 1,683 | ||
| Return on Equity | 8.00% | 2.67% | 5.89% | 8.74% | Beats 70% | 512 / 1,681 | ||
| Net Interest Margin | 2.83% | 3.31% | 3.82% | 4.32% | Beats 9% | 1,530 / 1,683 | ||
| Efficiency Ratio | 45.57% | 68.91% | 78.20% | 86.93% | Beats 98% | 34 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.48% | 0.26% | 0.65% | 1.29% | Beats 61% | 661 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 20.72% | 10.44% | 12.89% | 16.53% | Beats 88% | 201 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 20.72% | 10.44% | 12.89% | 16.53% | Beats 88% | 201 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 73.61% | 52.61% | 69.38% | 83.50% | 58th pctl | 706 / 1,683 | ||
| Loans / Assets | 58.32% | 44.71% | 59.18% | 70.72% | 48th pctl | 871 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||