Gahanna, OH · Charter 61623
NCUA · 12 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
74
Asset Quality
62
Profitability
60
Liquidity
71
Efficiency
71
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Gahanna, OH · Charter 61623
NCUA · 12 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.74% | 0.79% | 0.76% | 0.89% | 0.93% | 0.98% | 0.99% | 0.93% | +4 bps | |
| Return on Equity | 6.15% | 6.49% | 6.29% | 7.27% | 7.47% | 7.95% | 7.83% | 7.36% | +9 bps | |
| Net Interest Margin | 3.22% | 3.28% | 3.47% | 3.51% | 3.57% | 3.51% | 3.64% | 3.67% | +16 bps | |
| Efficiency Ratio | 70.83% | 69.77% | 69.85% | 67.73% | 67.83% | 66.55% | 66.42% | 66.53% | -120 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.06% | 6.95% | 8.35% | 5.02% | 3.67% | 6.63% | 3.42% | 4.69% | -34 bps | |
| Loan Growth (YoY) | 6.65% | 6.29% | 7.89% | 7.39% | 8.62% | 7.36% | 6.36% | 7.59% | +20 bps | |
| Share Growth (YoY) | 13.52% | 9.99% | 5.71% | 2.99% | 1.37% | 5.36% | 4.44% | 5.32% | +233 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.49% | 0.52% | 0.39% | 0.52% | 0.63% | 0.61% | 0.61% | 0.58% | +5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.05% | 12.20% | 12.07% | 12.19% | 12.46% | 12.35% | 12.64% | 12.57% | +38 bps | |
| Net Worth / Assets | 12.05% | 12.20% | 12.07% | 12.19% | 12.46% | 12.35% | 12.64% | 12.57% | +38 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 86.78% | 89.11% | 89.11% | 90.47% | 92.98% | 90.80% | 90.75% | 92.41% | +195 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Gahanna, OH · Charter 61623 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
Return on Assets
0.93%
Rank 168 of 435
Net Interest Margin
3.67%
Rank 130 of 435
Efficiency Ratio
66.53%
Rank 128 of 435
Equity / Assets
12.57%
Rank 112 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.93% | 0.55% | 0.81% | 1.14% | Beats 61% | 168 / 435 | ||
| Return on Equity | 7.36% | 5.12% | 7.41% | 9.70% | Beats 49% | 220 / 435 | ||
| Net Interest Margin | 3.67% | 3.01% | 3.39% | 3.75% | Beats 70% | 130 / 435 | ||
| Efficiency Ratio | 66.53% | 65.25% | 71.39% | 77.86% | Beats 71% | 128 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.58% | 0.45% | 0.69% | 1.05% | Beats 62% | 166 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.57% | 9.81% | 10.84% | 12.63% | Beats 74% | 112 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.57% | 9.81% | 10.84% | 12.63% | Beats 74% | 112 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 92.41% | 78.33% | 88.38% | 95.61% | 63rd pctl | 163 / 435 | ||
| Loans / Assets | 76.86% | 67.69% | 74.58% | 80.80% | 58th pctl | 182 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||