Firstenergy Family
Akron, OH · Charter 61620 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$47.2MAssets
$27.3MLoans
$39.4MShares
$7.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 96% of credit unions under $1B in assets (rank 70 of 1682).
- Widest gap: net interest margin trails 49% of credit unions under $1B in assets (rank 822 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.87%
Rank 101 of 1,683
Net Interest Margin
3.84%
Rank 822 of 1,683
Efficiency Ratio
51.21%
Rank 70 of 1,682
Equity / Assets
16.47%
Rank 425 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.87% | 0.35% | 0.74% | 1.18% | Beats 94% | 101 / 1,683 | | |
| Return on Equity | 11.38% | 2.67% | 5.89% | 8.74% | Beats 90% | 176 / 1,681 | | |
| Net Interest Margin | 3.84% | 3.31% | 3.82% | 4.32% | Beats 51% | 822 / 1,683 | | |
| Efficiency Ratio | 51.21% | 68.91% | 78.20% | 86.93% | Beats 96% | 70 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.53% | 0.26% | 0.65% | 1.29% | Beats 57% | 719 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.47% | 10.44% | 12.89% | 16.53% | Beats 75% | 425 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.47% | 10.44% | 12.89% | 16.53% | Beats 75% | 425 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 69.38% | 52.61% | 69.38% | 83.50% | 50th pctl | 842 / 1,683 | | |
| Loans / Assets | 57.95% | 44.71% | 59.18% | 70.72% | 47th pctl | 884 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |