Arlington, TX · Charter 61604
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
25
Asset Quality
32
Profitability
28
Liquidity
28
Efficiency
68
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Arlington, TX · Charter 61604
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.11% | 0.11% | 0.15% | 0.20% | 0.23% | 0.27% | 0.43% | 0.38% | +18 bps | |
| Return on Equity | 1.00% | 1.02% | 1.44% | 1.81% | 2.11% | 2.48% | 3.91% | 3.41% | +160 bps | |
| Net Interest Margin | 1.86% | 2.02% | 2.23% | 2.33% | 2.35% | 2.45% | 2.60% | 2.63% | +30 bps | |
| Efficiency Ratio | 88.48% | 87.20% | 84.13% | 83.32% | 81.51% | 79.65% | 72.13% | 74.88% | -843 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.10% | 3.85% | 6.22% | 3.42% | 2.82% | 2.45% | 0.00% | 0.16% | -326 bps | |
| Loan Growth (YoY) | 2.27% | 1.39% | 1.14% | -3.92% | -3.08% | -2.04% | -1.70% | 0.06% | +399 bps | |
| Share Growth (YoY) | 7.98% | 5.05% | 7.78% | 2.79% | 2.40% | 2.09% | -0.16% | -0.51% | -330 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.58% | 0.58% | 0.58% | 0.78% | 1.08% | 0.93% | 1.04% | 1.32% | +54 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.85% | 10.89% | 10.60% | 10.80% | 10.75% | 10.89% | 10.93% | 11.15% | +35 bps | |
| Net Worth / Assets | 10.85% | 10.89% | 10.60% | 10.80% | 10.75% | 10.89% | 10.93% | 11.15% | +35 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 82.52% | 85.36% | 83.17% | 80.75% | 78.11% | 81.90% | 81.89% | 81.21% | +46 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Arlington, TX · Charter 61604 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 3 branches
Q2 2026
Return on Assets
0.38%
Rank 38 of 60
Net Interest Margin
2.63%
Rank 57 of 60
Efficiency Ratio
74.89%
Rank 20 of 60
Equity / Assets
11.15%
Rank 45 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.38% | 0.02% | 0.62% | 0.99% | Beats 37% | 38 / 60 | ||
| Return on Equity | 3.40% | 0.12% | 4.17% | 8.32% | Beats 42% | 35 / 60 | ||
| Net Interest Margin | 2.63% | 3.36% | 3.95% | 4.45% | Beats 5% | 57 / 60 | ||
| Efficiency Ratio | 74.89% | 70.09% | 78.52% | 92.77% | Beats 68% | 20 / 60 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.32% | 0.25% | 0.82% | 1.91% | Beats 32% | 42 / 60 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.15% | 11.15% | 14.35% | 19.86% | Beats 25% | 45 / 60 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.15% | 11.15% | 14.35% | 19.86% | Beats 25% | 45 / 60 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 81.21% | 51.31% | 60.45% | 81.20% | 77th pctl | 14 / 60 | ||
| Loans / Assets | 72.00% | 41.11% | 52.43% | 68.66% | 83rd pctl | 10 / 60 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||