Aston, PA · Charter 6160
NCUA · 7 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.00% | 0.01% | 0.46% | 0.43% | 0.49% | 0.49% | 0.47% | 0.58% | +16 bps | |
| Return on Equity | -0.04% | 0.14% | 5.39% | 4.97% | 5.64% | 5.89% | 5.62% | 6.83% | +185 bps | |
| Net Interest Margin | 3.17% | 3.14% | 3.22% | 3.39% | 3.43% | 3.27% | 3.28% | 3.43% | +4 bps | |
| Efficiency Ratio | 83.97% | 81.20% | 81.78% | 79.99% | 79.30% | 78.51% | 79.78% | 77.61% | -238 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.16% | -1.41% | 1.29% | 2.03% | 5.64% | 8.43% | 6.85% | 6.58% | +455 bps | |
| Loan Growth (YoY) | -6.56% | -4.62% | 0.98% | 2.76% | 1.71% | 1.22% | -0.55% | 1.04% | -171 bps | |
| Share Growth (YoY) | -2.60% | -0.24% | 1.43% | 1.61% | 5.45% | 8.53% | 6.80% | 7.08% | +548 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.43% | 1.35% | 1.10% | 1.07% | 0.94% | 0.95% | 1.32% | 1.11% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.82% | 8.53% | 8.44% | 8.58% | 8.65% | 8.27% | 8.31% | 8.55% | -3 bps | |
| Net Worth / Assets | 8.82% | 8.53% | 8.44% | 8.58% | 8.65% | 8.27% | 8.31% | 8.55% | -3 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 96.46% | 93.83% | 93.07% | 94.69% | 93.04% | 87.51% | 86.66% | 89.35% | -534 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |