Chicago, IL · Charter 61566
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 11.40% | 4.97% | 3.18% | -4.28% | -3.95% | -1,535 bps | |
| Return on Equity | 45.04% | 20.62% | 13.51% | -19.90% | -16.99% | -6,203 bps | |
| Net Interest Margin | 1.62% | 1.66% | 2.64% | 1.30% | 1.26% | -36 bps | |
| Efficiency Ratio | 14.21% | 31.40% | 48.78% | 386% | 386% | +37,175 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.58% | 2.50% | 0.84% | 0.46% | -10.00% | -1,557 bps | |
| Loan Growth (YoY) | -11.47% | -27.73% | -26.45% | -11.38% | -28.53% | -1,706 bps | |
| Share Growth (YoY) | -1.91% | -3.50% | -3.04% | 5.30% | -7.53% | -562 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 13.43% | 0.00% | 0.00% | 3.40% | 1.11% | -1,232 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 6.19% | 6.07% | 6.35% | 5.63% | 7.22% | +103 bps | |
| Capital | |||||||
| Risk-Based Capital | 25.32% | 24.09% | 23.55% | 21.52% | 23.22% | -209 bps | |
| Net Worth / Assets | 25.32% | 24.09% | 23.55% | 21.52% | 23.22% | -209 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 31.56% | 27.40% | 25.99% | 27.41% | 24.39% | -717 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |