Deming Schools Employees
Deming, NM · Charter 61559 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.4MAssets
$1.6MLoans
$4.0MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of credit unions under $1B in assets (rank 107 of 1683).
- Widest gap: return on equity trails 78% of credit unions under $1B in assets (rank 1316 of 1681).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.56%
Rank 1,063 of 1,683
Net Interest Margin
4.57%
Rank 295 of 1,683
Efficiency Ratio
83.87%
Rank 1,132 of 1,682
Equity / Assets
24.77%
Rank 107 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.56% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,063 / 1,683 | | |
| Return on Equity | 2.25% | 2.67% | 5.89% | 8.74% | Beats 22% | 1,316 / 1,681 | | |
| Net Interest Margin | 4.57% | 3.31% | 3.82% | 4.32% | Beats 82% | 295 / 1,683 | | |
| Efficiency Ratio | 83.87% | 68.91% | 78.20% | 86.93% | Beats 33% | 1,132 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.12% | 0.26% | 0.65% | 1.29% | Beats 85% | 256 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.77% | 10.44% | 12.89% | 16.53% | Beats 94% | 107 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.77% | 10.44% | 12.89% | 16.53% | Beats 94% | 107 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 40.54% | 52.61% | 69.38% | 83.50% | 11th pctl | 1,491 / 1,683 | | |
| Loans / Assets | 30.45% | 44.71% | 59.18% | 70.72% | 8th pctl | 1,542 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |